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Written by debt consolidation forums
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Friday, 25 January 2008 |
hope99
I have a debt consolidation company working on my behalf but one company has sent me a letter of intent to sue and garnish my wages. I thought that paying someone to handle this would stop this kind of action?
frogpatch
Not all companies are willing to work with consolidation. Another possibility is that your consolidation company is not aware of them for one reason or another. Were they on the list that you gave to your consolidation company? Is the company theatening you a collection agency, lawyer or original creditor?
ladybug
e..maybe that will help.
ladybug
hope99
My debt consolidation company said they could send them a harassment complaint but I don't know what that is or what it does. Does anyone know?
ladybug
I have no idea but someone will be along shortly.
ladybug
frogpatch
Moderator
I know that if you had a lawyer and they contacted you regarding the debt knowing you had a lawyer that would be harrassment and an FDCPA violation. I don't think that would apply here though! Not 100 percent sure.
hope99
The people who are handling my accounts are Banks, Schwartz and Levitz. It is my understanding that they are lawyers.
kashzan
aritan
No One can garnish your wages without a court order to do so, except certain government agencies. a creditor must get a court order. An intent. is just that.
_________________
Money is a lousy way of keeping score
volleyballmom
aritan
Quote: sent me a letter of intent to sue and garnish my wages
The letter actually said that/ Or were your served with a summons?
In order for them to do either, they need to take you to court. The fact that you have sought help with your bills is in your favor, but it doenst fully mean you will be immune from legal action.
Has the debt consolidation company included this said creditor in your plan? Have they been paid?
volleyballmom
aritan
Quote: I know that if you had a lawyer and they contacted you regarding the debt knowing you had a lawyer that would be harrassment and an FDCPA violation
Unless all communication has been directed to the lawyer (in writing) or you have filed BK.
frogpatch
Moderator
Thanks for the qualification! Thats what I was trying to say!
hope99
I have received a letter with intent to sue. This company was included in the consolidation. Banks, Schwartz and Levitz notified them right away. I had paid on time for this loan for 1 year before I had to let go and let curadebt handle it. I believe that the curadebt lawyers notified them several times. The lawyers have asked me if I want them to send a harassment complaint letter. I have asked them what that is but have not recieved a reply so I was wondering what one is?
not alone.
sure they are working on it and I understand it takes awhile to make the funds available.
volleyballmom
aritan
? or are you making monthly installments to BSL so they can pay your creditors?
hope99
really confused as I did this in order not to receive threatening letters of lawsuits
volleyballmom
aritan
every month and the creditors gets a lowered but monthly payment.
, unfortunately will not put a stop to any legal action.
Who is the creditor that sent you the letter?
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Last Updated ( Friday, 25 January 2008 )
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