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  • Personal Credit Services

    Written by debt consolidation forums   
    Friday, 01 February 2008
    MSCLOUD
    Guest

    Has anyone ever heard of Personal Credit Services based out of New York?
    _________________
    .
      Lindsey
    aritan

    money out of people.
    Are they harassing you for debt that you didn't accumulate? If so, dont' send them money unless they can validate it in writing!
      MSCLOUD
    Guest

    They are a loan company but they are requesting money from me and then they will send me a list of loan companies that will help me get a loan. They requested $125.00 and I checked the BBB website and they are registered but I'm still skeptical about sending them this money because I don't know of anyone that has actually dealt with them.
    _________________
    .
      Lindsey
    aritan
    Is it like a payday loan? I wouldn't trust getting a loan from anyone other than your bank...mainly because these outside companies charge very high interest, have hidden fees, and eventually become more of a pain than it's worth. If you can avoid it, please try to do so!
      MSCLOUD
    Guest

    No it's not a payday loan company and they did tell me upfront that the interest rate may be about 14% due to my credit history. I have tried to get a loan through my bank but have been unsuccessful because my credit history is bad. Do you know of any places besides payday loan companies that I will be able to obtain a loan with a bad credit history?
    _________________
    .
      Lindsey
    aritan

    mers. If the people you have spoken to in this case have been helpful, friendly, and within the US, you can give it a shot. Just remember that you're walking on glass with loan companies...read ANY contracts they give you. Ask them questions, be suspicious. If there is any chance of the interest going up, don't do it. Just make sure you have all of the details. If they still seem ok, go ahead and get a loan with them. But only take what you are able to pay back!
      MSCLOUD
    Guest

    Thank you for all of your advice, I do appreciate it!
    _________________
    .
      moyers3


    Hi MSCLOUD,
    also looking for a legitimate loan company. Thanks very much.
      Rhonda28
    aritan


    I would be very skeptical of this company. They have an unsatisfactory record with the BBB. As Lindsey said, carefully look over the documents received. Make sure they are legal documents. Another thing to question, is the fact that they do not provide loans in North Dakota. Please be very careful when dealing with loan companies. What is the 125.oo fee for?
      MSCLOUD
    Guest


    I was told that the $125.00 fee is a fee that is paid so that they can provide you with a list of companies that will gurantee you approval of the loan that you apply for. I have not paid them any money I've been doing a lot of research on them and I continue to flood them with e-mail questions and they have been pretty quick about responding to all of my questions. I'm still researching but if I do decide to go with this company then I will post the experience I had with them.
    _________________
    .
      Rhonda28
    aritan

    skeptical of everything that I hear. I wish you luck if you do decide to go through with it.
      Ninjacadden
    Guest

    I just payed that 125 dollar fee for personnal credit services. The fee changes based on how much you want to borrow the lower you want to borrow the lower the fee. My bank shows (because I used my visa debit card) the fee has taken place but then only thing i have gotten so far is a letter saying thank you and that I should recieve an email pretty soon usually within 24 hrs. I did this sunday afternoon
    _________________
    .
      roxette
    Moderator


    Hi Ninjacadden

    Do you wish to pass on this message to Personal Credit Services?

    I believe that if you contact their customer care cell, it will be pretty fast.

    Regards
    Roxette
    _________________
    Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
      ninjacadden
    Guest


    Ok so how do i contact them besides on that email page on their website
    _________________
    .
      roxette
    Moderator


    Hi ninjacadden

    Do you have any specific information to locate them? I have this number if you can try to speak to the representative:

    Regards
    Roxette

    Personal information removed - Mike
    _________________
    Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
      Kdebt.com
    Last Updated ( Friday, 01 February 2008 )
     
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