Do Your Own Debt Consolidaton And Save! Know Exactly When You Will Be Out Of Debt, And Sooner Than You Think. No: New Loans, Credit Checks, Monthly Fees, Discussing Your Situation With...
Here is a formatted letter I found that I like the content of hope it helps some.
Jerry
debt settlement Proposal to Collector June 13, 2001 e, 123 Your Street Address, Your City, ST 01234 ABC Collections, 123 NotOnYourLife Ave, Chicago, IL p; Account #
Dear Collection Manager:
p; time by "Settling the debt out". Below is my offer.
It is not a renewed promise to pay nor does it constitute any agreement unless you sign and return it. Note, I have not agreed yet that this debt is mine and have the option to seek further proof from your agency of this debt. It has also come to my attention that your agency regularly purchases debts in the course of doing business.
Suffice to say, you hold all the rights to report the debt to the credit bureaus as you see fit and you can change that listing at any time as the source reporting the debt.
sure you are aware of my right to dispute this debt and request full proof of the obligation. Paying this unverified debt to you means little to me if we cannot mutually agree that you will report the debt as mentioned below.
also aware of what a paid collection would represent for me, which is not favorable. That being said, I have concurred through the bureaus that you have the absolute right to report this debt as you see fit or not report it at all.
Please do not quote to me that you are unable to change the listing or I will be forced to cease and desist our communication and request full lengthy verification of the debt.
My goal is to arrange a term acceptable to both us since this debt is questionable.
ount of $xx as payment in full for the full satisfaction of this account. Upon receipt of the above payment, your company has agreed to change the entry on my credit reports to "Paid AS AGREED". You further agree to remove all previous notation of delinquency.
If you concur with these terms please acknowledge with your signature and return it to me. You agree the terms herein are confidential and you have the authority to make such decisions. No payment will be made without written confirmation.
Upon receipt of this signed acknowledgment, I will immediately mail you funds priority mail. This is not a renewed promise to pay but rather a restricted offer only. If no terms can be met, no new arrangements will be made and the offer will be void.
e of Creditor: Signature of company officer Date Sincerely, e! Denny Site Admin
Quote: Here is a formatted letter I found that I like the content of it. Hope it helps some. It is really helpful
Keep posting
Denny
Notes : Mods, can you please format the letter a little better for visibility. curlycarl aritan
I really appreciate your postings , man ! you are a blessings, keep up the good work.
Curlycarl roxette Moderator
Something really very informative.
Regards Roxette Sage Guest
Just curious. What settlement did the collectiion agency offer, and they they remove derogatory information from your file with the three credit reporting agencies? _________________ . jtucker Moderator
I have not used it yet.
first of all going through validation of My Debts so I can see which ones are really mine..
My reports are a real mess as I have not viewed them EVER in years..(yeah dumb I know).
es..and not the Suffix (again Stupid I know)
BUT....after I get that straighten out I will more then likely asked for a settlement with a Paid for Deletion from my CR.
Jerry mila Moderator Location: Illinois
ount of $xx as payment in full for the full satisfaction of this account. Upon receipt of the above payment, your company has agreed to change the entry on my credit reports to "Paid AS AGREED". You further agree to remove all previous notation of delinquency.
I would recommend changing this part to say payment for deletion of the account listing..
As a collection account can't be made positive with paid as agreed listing, it would still be negative on the credit report.
Also I posted a threat in credit repair about how to fix mixed credit files when others information is showing up on the credit report, best of wishes with this. roxette Moderator
mila and jtucker
I find your posts informative and at the best of the knowledge.
getting informed. Thanks
Roxette Cesar Guest
ount of $xx as payment in full for the full satisfaction of this account.Upon receipt of the above payment, your company has agreed to DELETE this account and all previous notation of delinquency from my credit reports." It will be more effective.
Cesar _________________ . Parl Guest
I used this exact debt settlement letter and they did not respond. They did however receive judgement in the court and I found out by my bank account being locked. _________________ . Kdebt.com
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Heavenly Father,
Hallowed be your name, your kingdom come
Your will be done on this Earth as it is in the Heaven
Give us today our Daily bread
Forgive us our debt and sins
As we have forgotten our debtors and sinners
Lead us not into temptation
But deliver us from the evil one
For you are the glory and the power and the kingdom
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