Do Your Own Debt Consolidaton And Save! Know Exactly When You Will Be Out Of Debt, And Sooner Than You Think. No: New Loans, Credit Checks, Monthly Fees, Discussing Your Situation With...
ount. my account is debited 216.00 a month. I began payments in Jan 2007, call the other day for payoff and they said $2699.00. I have been trying to consolidate is with 2 other loans and no one will approve it. What can I do, it is automatically coming out of my account? SUEBEEHONEY70 Moderator
Hi there -
The problem with Cash Call is they are backed by a bank - so they are completely legal. Their interest rates are akin to highway robbery, but they are legal.
ount you didn't need - that would have helped you out some, but that's what Cash Call counts on - that you'll keep all the money, even if you don't need it, and then you're stuck with the payments. And at their interest rates, those payments can go on for a long time.
You might want to check into debt consolidation - did you sign up for the free counseling session when you registered here? If so, a consultant will be calling you soon to discuss your options for consolidation or settlement.
Keep working to improve your credit as much as possible - pull a copy of your credit reports from annualcreditreport.com. You're entitled to a free report from all three bureaus once per year, or when you've been denied credit. See what your true credit picture is, and if you can, work to improve it so that you might qualify for a consolidation loan down the road, if that's what you want to do. _________________ A journey of a thousand miles begins with a single step...and becoming debt free is a journey! Johnson4485
See if your bank is willing to close the account or put a stop payment on CashCall. This way, you will not have your money withdrawn from your account. Once you have done this, you may call the company and work out arrangements on your terms. Leah aritan
They do not like to work with debt consolidation companies either....I have read numerous threads about them and they are just God awful! _________________ Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time. tweety1705 Guest
a single mom and the only income coming in, I just want to see if there was anything that i could do before i got behind on everything else. Also, I would like to thank everyone for their input to help me out. _________________ . Morningstar Moderator
I recall one poster on this forum stating that they got a cash call loan, and ended up being able to refinance the loan with cash call for a lower (though still high) interest rate. _________________ The only people with whom you should try to get even are those who have helped you. -John E. Southard surveygrrrl
to be suckered into twice as much as you need. Normally it is the other way around and you are praying to get enough to cover everything. Good to know not to go with them. Are you able to pay off more than the monthly minimum? pChicken I saw a commercial yesterday for Cashcall with Gary Coleman in it. He said when he needed cash, he called Cash Call. I'm glad I didn't know about them when I was in my pdl mess. I saw the interest charges on the fine print and all I could say was WOW!! It would be nice if you could refinance at a lower interest rate. tweety1705 Guest
going to try to do that and call them after everything is done and talk to them. _________________ . virginia Guest
My husband and I ended up having to get a loan from cash call a year ago. We've been paying the monthly $216 payments on time and if they have called us we don't know cause we screen our calls. At such an exsorbinant interest rate it's going to take us forever to pay it off. And becasue they are backed by a bank there is nothing that can be done short of a class action law suit. _________________ . walt2 Guest e, if they are backed by a bank wounder why they wont say who. _________________ . angie guest Guest
i got a loan from cash call, i made two payments ,my car broke down and i have to take care of that first. cash call has been harassing me at work ,they have been calling a couple of times a day. i talked to them today and told them to stop , i also told them about the trouble i was having with my car,they said that they didnt care that the bill for them was more important . i told them i could pay 100.00 he told me to just keep it that he wanted 255.00 or he was going after my paychecks. he also recorded are talk but did not tell me till the end of our talk. i live in oregon . can anyone help _________________ . jazzy4136
e on the loan papers and filed a complaint with them also. I file after every call that they make with the Attorney General in CA and in my home state. Also the banking commissioner in both states. I agree that I was stupid enough to take this loan but they have to be held accountable for their actions. This is out of hand, with the way they treat people. My goal of the day today is to contact the owner of the company and start on him through his secretary. hele3121 Guest I also was dumb enough to get a loan with Cash Call. I recently having been going through major financial difficulties. I just received a message from one of the collectors and she stated in the message they sent out a 48 hour demand. Does anyone know what I can do now. I honestly don't even have the minimum payment this month. _________________ . mike11 Guest
e story, i cuss them out every time they call. mrs mcgown calls me, they wont let me se the loan deal. _________________ . Kdebt.com
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