Do Your Own Debt Consolidaton And Save! Know Exactly When You Will Be Out Of Debt, And Sooner Than You Think. No: New Loans, Credit Checks, Monthly Fees, Discussing Your Situation With...
If you are here you most definitely are seeking an answer to your ever growing credit card and unsecured loan debts. I am here to tell you that I have been down that dark and lonely, ugly road. Let me start from the beginning. Now I don't want to paint a long and drawn out picture of my whole life story, but, just give you enough info about myself so you can better relate with me. So just hang in there and don't decide not to read this. I guarantee you this will be some of the most beneficial info you will read concerning your financial woes.Growing up in a very poor family we never had some of the nicer things in life. I was number eleven out of twelve children. We went without most things that children take for granted today. Our poor mother worked so hard to provide for her children. Dad was an alcoholic and spent his money on booze and women. With twelve children there was no such thing as having nice clothing. Mom always kept them clean and mended though. The home we grew up in was small and had no running water. Living in the country most neighbors had outside wells. Of course we did not have one. So that meant if we needed water our neighbors would let us pump water from their well. We would pull our old red wagon with 2 large aluminum trash cans in them to our neighbors outdoors pump. Once there we would pump the trash cans full of water and then haul them home. Mom would heat the water up on the stove when we needed to take our baths. Our tub was a large round aluminum tub that Mom would fill with hot water for us to take our baths. I always joked that I was not potty trained until I was 9 years old because I was always too afraid to go out to the outhouse at night. The boogey man was waiting to get me!! Not until my older brother came out of the Navy and dug a well and put indoor plumbing in did we have running water in our house. I was 9 years old then. Wow was it so cool to be able to do your business in the house instead of the outhouse. No more freezing in the winter or burning in the summer. When I tell my chidren this stuff they can not relate. Of course I am happy that they can't. As parents we always try to give our children a more nicer life. This is exactly what I intended to do for my family. I wanted a much nicer life for our children.Working in a factory does not make a man rich. Even so, I was able to give my children more than my Mother (bless her soul) could give to us. I worked all the overtime I could. If I ever turned any overtime down I would feel too guilty for having done so. No, the idea was to work hard and save and good things would come to those that did. I always had a dream of owning a dream house that I could feel proud of owning and not be embarrassed to invite friends over as I was when I was a child. Never did I invite friends over as a child. Our house was always clean but everything was so old and used and worn. I never wanted any friend to come over. This is something that I never wanted my own children to feel. Embarrassment!! My wife although never growing up as poor as I understood how I felt and so we shared the same goal, to some day own a dream house.As the years went by and the children got older the dream seemed to fade. Life was taking us in all directions. Never did there seem to be a lot of extra money. The homes that we had owned were small and always needed so much repair. It seemed as though all we earned was always going back into our homes to try and make them more to our liking. Our children were getting older and we seemed to always be cramped. Finally we had saved some money and what money we would make off the old house seemed to be able to get us into a nicer home. So we went shopping for our next and hopefully bigger house. I am sure I don't have to tell you how exhausting shopping for another house can be. So many houses and so little time to ever get around to look at them. Our days and nights seemed filled with looking at realtor books , traveling from one house to another and at the same time having people travel through our house looking to buy. Not a real fun time. Too many homes came close to what we wanted but there would always be something we did not like. A brand new subdivision of homes were opening up near to us and we thought, hey, let's take a look. Who were we kidding, we could never afford a brand spanking new home!! Oh man!!! Never should you look at some new homes. Our mouths dropped in awe as we walked around in a daze. Dream house is all I could think. But we can never afford this! Man this realtor at these new homes knew how to talk. Nothing was impossible if you really wanted it. What can I say. He totally sold us!Yes we knew things would be tight at first but we would just buckle down and make this thing work. Having this new home was my dream come true. I promised my wife I would work 24/7 just to be able to live in this new home. Finally we get moved in to our dream home. Man I can not even begin to tell you nor can I even remember all the many and new expenses that arise when moving into a brand new house. First of all there's no lawn, right? So if you're going to all that expense of putting in a new lawn don't you want to make sure that lawn stays pretty? Of course you do, so how do you do that? Well you have to have an inground sprinkler system installed. Hey you have really moved up and laying a hose across your lawn with a sprinkler attached is no longer going to get it in this nice neighborhood.Wow what have I done? Next comes a nice wood fence because now a cyclone fence is not going to get it in this nice neighborhood. Besides that would be against association rules. Association?! Oh my!! I got neighbors telling me that city codes don't get it here in this neighborhood. We must live by association rules. Now I must have a nice patio also coming off the back of my home. More money. I don't know when I finally came out of my dream haze and into the nightmare reality of this dream house. Expenses just kept on coming and it took no time to go through all our money.Needing more money we got a home equity loan that maxed out our equity. Then came piling up the charges. I was working all the overtime I could. Almost 5 years down the road and the my overtime at the plant came almost to a complete stop. Now very desperate we sought out a debt settlement program. They promised they could get our interest rates down and therefore lower our monthly payments. Well that sounded good. The last thing we wanted was to start being late on paying our bills. That's why we sought out this program, to make sure we would never get to that point. So what happens? They immediately got us 3 months behind with every creditor that they were to help us with. We were getting phone calls day and night from creditors wanting to know why we have not paid our bills. We were in shock! What did they mean they have not been paid. We were sending our money to this debt settlement program faithfully. They in turn were suppose to be sending the creditors our payments. When getting in touch with them to find out what was going on, what was their reply? Oh yes we did tell you that this would probably happen while negotiating with your creditors for lower rates. First, I never remember them telling us such a thing, second, they made it sound like it was all taken care of and these creditors would immediately lower our rates. I have since found out that I should have known better. Why in the world would a creditor even begin to negotiate a lower interest rate for a customer who has never been late on his payments. It took those 3 months of being late before the creditors would lower my rate. In the mean time the debt settlement program kept those 3 months payments to themselves and my credit score plummeted into the basement. Oh yes the debt settlement program said I would get back a portion of that money if I stayed in the program until it was completed. Do you know what percentage of people ever finish the program with these debt settlement programs? Around maybe 20%. So needless to say I never got any money back because I finally got out of the program after 2 years with them. My credit totally destroyed and still I was wading neck deep into debt. Yes I was drowning in debt and it looked as though I was going down for the count.I found myself one night in front of my computer like many other nights surfing the web looking to see if there was an answer out there somewhere for me and my family. I can not even begin to express to you how horrible I felt. I felt I had led my whole family, one by one on a long walk down a short pier. Bankruptcy was not even a consideration thanks to our wonderful politicians who have stripped that protection away. Yes I was feeling very sorry for myself. Everything that had happened to us financially was no ones fault but my own. My dream had become for us a nightmare. But I believe the good Lord in all his goodness and kindness ,(even for fools such as I), heard my silent prayer that night. Why you ask? Because I stumbled onto something totally by accident when I was no longer even searching for a solution anymore.It was as if this ad had read my mind. The ad read, Are You Drowning In Debt? Man, I can not begin to tell you what a jolt I got when I read that! That was exactly what I was saying to myself over and over again in my head. I read the article and it got my interest. So I sought out more info. I read the web site info but that was not enough so I called the number on the website. The man on the other end of the phone sounded sincere enough. He told me his story and how he used this very program to rid himself of credit card debt. This program works on immediately ending payments on all unsecured loans, even medical bills. Wow this sounded too good to be true. If it was true, not only could I stop making payments immediately on my credit card payments but also on all those signature loans I had. That amounted to well over $100,000.00 dollars of debt that could be immediately removed. This had to be some sort of scam. I told him I was going to spend some time checking him and his business out before I committed to anything. I spent the next 3 weeks trying so hard to find something bad about this guy or his business. I even bought Net Detective to see if I could find something on this guy. Finally after the 3 weeks of trying to find something wrong on him or his business I finally came to believe that this was a legal and ethical program just as he had stated.Today I help him help other people who are in the same boat as I was. He is so swamped with inquiries that he needs help with follow up calls and emailing free reports to people that want to learn more about this fantastic program. You too can get this free report at no obligation. Just call or email us at the address below and we will email you a free report. The report is a little lengthy so set aside around 45 minutes to sit and read this report in it's entirety. It reads well and never did it bore me. After reading the report feel free to call or email at the address below.What a fantastic feeling to be on the road to financial recovery. Now I just need to sell this house!!! Then I will be looking great! Remember this in closing, not all dreams should come true. Thanks for taking the time to read my story.Phone-- 1-866-937-7422Email--
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Heavenly Father,
Hallowed be your name, your kingdom come
Your will be done on this Earth as it is in the Heaven
Give us today our Daily bread
Forgive us our debt and sins
As we have forgotten our debtors and sinners
Lead us not into temptation
But deliver us from the evil one
For you are the glory and the power and the kingdom
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